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In Lincolnshire, only 460 home buyers have taken advantage of the scheme. And in London where Help to Buy has been accused of not just increasing prices, but creating a 'bubble' it has one of the lowest take up rates! In Hackney for example where prices are up 17% year on year, there have been less than five people take advantage of the government initiative. Hardly enough to cause the destruction many have been warning about. So two people buying (which was the norm in the past) that 40k each, so on a 5% deposit, 2,000 each plus say 500 extra in costs, no stamp duty, There are also 2 bed flats under shared ownership for under 25k. It important to really get to know the local market and not just be frightened by those that want to sell newspapers or have agendas to promote affordability issues. In addition, we are all Polo Ralph Lauren Black Shoes going to have to get used to the fact that the relationship between wages and average house prices is not what it was. 50% of people own their home outright now, so are cash buyers. And as above, are not reflective of actuals anymore.
However, this doesn't mean prices in either region are 'unaffordable'. In fact, the current 129,000 average price is actually still well below Lincolnshire's peak of 146,000 reached in November in 2007. Considering property prices normally grow in excess of inflation, which is 3% on average per year, this year's average should Palladium Boots Girls
What's far more interesting to you and me though is what's happening in our local area and how that compares to other regions. And on this basis, Lincolnshire is doing pretty well at the moment!
Property market picking up pace in Lincoln but still good value for money! I have to say I'm getting a little tired now of the dominance of London property prices in the headlines and indeed from a housing policy perspective too.
The real comparison for London should be the likes of what's happening in Paris, New York and Berlin. Interestingly, looking at New York property headlines, they don't really differ that much to London's. They too are suffering from the likes of high demand and properties for sale going to sealed bids following 20+ viewings. Even in Berlin where typically people have preferred to rent, there are new headlines suggesting they are starting to suffer from the same issues with a recent Guardian report claiming more people are looking to buy, causing a potential 'property boom'.
from the Land Registry suggests Lincolnshire's 'average' property price is nearly 129,000 just above the zero stamp duty limit while neighbouring Nottinghamshire is just under this limit at 124,500. Lincolnshire prices (on average) are rising fast year on year by around 7% versus Nottinghamshire's 5%.
638 in Derby and Derbyshire
be over 174,000 just to keep up with inflation.
825 in Leicester, Leicestershire and Rutland;
749 in Northamptonshire;
on year, potentially making it a good time to buy.
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825 Help to Buy sales in Nottingham and Nottinghamshire;
Has this been driven by Help to Buy? The 'red herring' that Help to Buy has caused the property prices is now becoming obvious, despite previous commentators and politicians claims. In Lincolnshire, despite great year on year growth, we still have one of the lowest take up rates of Help to Buy versus the rest of the East Midlands:
This is especially because I don't see much point in comparing London to the rest of the UK. To me that's a real 'apples versus pears' comparison. London is an extremely successful international city which is seen as a 'safe haven' by global investors and those that live there from a property perspective.
rising house prices are still good value
So with property prices at 129,000, this level could be considered as exceptional value for money at the moment, and the good news is prices have 'turned the corner' and are rising year Ralph Lauren Sneakers Mens
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